COOKIES.

Cookies and Other Technologies. We use cookies, which are small text files that are placed on your computer or device by a Web server when you access our Services.  We may place and access cookies and similar technologies on your computer or device, which are known as “first party cookies”. Cookies may also be placed and accessed by third parties, which are known as “third party cookies” and are described below.

We use cookies to monitor aggregate usage and web traffic of our Services, customize and improve our Services, and help you navigate our Services.  We currently do not use cookies for interest-based advertising, or advertising of any kind.

We may also use pixels or "web beacons" that monitor your use of our Services. Web beacons are small electronic files integrated into the Services or our communications (e.g. emails) that permit us, for example, to count users who have visited those pages or opened an email or for other related statistics. We may also integrate “Software Development Kits” (“SDKs”) into our applications to perform similar functions as cookies and web beacons. For example, SDKs may collect technical and usage information such as mobile device identifiers and your interactions with the Services and other mobile apps.

Types of Cookies

We use the following types of cookies:

Strictly Necessary Cookies – these cookies are essential to enable you to use the Services, for example moving around our websites and using their features.

Performance Cookies – these are cookies which collect information about how and when you and other visitors interact with our Services (e.g. pages viewed most often) and the information collected by these cookies is used to improve how our Services work.  These are also often known as analytic cookies, because they analyse how our visitors use the Services and to monitor their performance. The information collected by these cookies is not associated with your personal information by us or by our contractors and is only used in aggregate and de-identified form.  

Functionality Cookies – these are cookies that allow our Services to remember choices you have made and provide you with content and features which are customized to you. These cookies are not used to track your browsing on other sites.  

Advertising Cookies – these are cookies which are used to deliver adverts to you which are more relevant to you and your interests.  Although we currently do not use any advertising cookies, such cookies may be used by social media sites that are linked from our Services, such as within “Share” buttons or embedded audio/video players.  These cookies also provide the requested functionality. Such social media sites put down advertising cookies both when you visit our Services and when you use their services and navigate away from our Services. The cookie practices of some of these social media sites are set out below:

Facebook’s Cookie Policy: https://www.facebook.com/policies/cookies/

Twitter’s Cookie Policy: https://help.twitter.com/en/rules-and-policies/twitter-cookies

Instagram’s Cookie Policy: https://help.instagram.com/1896641480634370?ref=ig

Pinterest’s Cookie Policy: https://policy.pinterest.com/en/cookies

YouTube’s Cookie Policy: https://policies.google.com/technologies/cookies

SoundCloud Cookie Policy: https://soundcloud.com/pages/cookies

The types of cookies described above may be "session cookies" or "persistent cookies". Session cookies are only stored on your device whilst you are using the Services, and are deleted when you log off from the Services or close your browser. Persistent cookies remain on your device for a period of time after you log off from the Services or close your browser.

Third Party Cookies

Some cookies may be placed by third parties when you use the Services as some third party services providers that we engage may place their own cookies on your hard drive or device. These cookies may provide information to those third parties about your browsing habits.

For example, our websites use Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses non-operational cookies, which are text files placed on your computer to help the website analyze how visitors use the website. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. At our request, Google will use this information for the purpose of evaluating how the website is used, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf.

By using our websites, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Cookies Settings

Although most browsers automatically accept cookies, you can change your browser options to stop automatically accepting cookies or to prompt you before accepting cookies. However, if you don’t accept cookies, you may not be able to access all portions or features of the Services.

If you continue to use the Services, you consent to our use of cookies as described in this Cookies Policy.

YOUR RIGHTS AND CHOICES

You have certain rights in relation to your Personal Data.  In order to exercise these rights, please see below.

If you are outside the EEA, to inquire on the Personal Data that we may have collected about you or to correct such Personal Data, you can contact us here.

California Privacy Rights – California Civil Code Section 1798.83 permits users of our Services that are California residents to request certain information regarding our disclosure of Personal Data to third parties for their direct marketing purposes.  To make such a request, please contact us here.  Please be advised that we currently do not provide any Personal Data to third parties for any marketing purposes.

If you are inside EEA, then you have the right to ask us for a copy of your Personal Data, to correct it, erase it or restrict its processing, and to obtain the Personal Data you have provided. You may also ask us to transmit certain Personal Data that you have provided to a third party electronically. You also have the right to object to the processing of personal information on the basis of our legitimate interests. Where we have asked for your consent to process Personal Data, you have the right to withdraw this consent at any time. If you still have unresolved concerns, you have the right to complain to an EEA data protection authority where you live, work or where you believe a breach may have occurred.  Please be aware that certain exceptions apply to the exercise of these rights and so you may not be able to exercise all of these rights in all situations.

These rights are subject to certain exemptions to safeguard the public interest (e.g. the prevention or detection of crime) and our interests (e.g. the maintenance of legal privilege). In some instances, this may mean that we are able to retain your Personal Information even if you withdraw your consent.  We will respond to most requests within one month.

You can unsubscribe from any newsletters or various promotional emails at any time by clicking on the “unsubscribe” links provided in such communications.

INTERNATIONAL TRANSFER

Our Site is hosted in the United States. This means the Personal Data we collect will be processed by us in the United States, which may not have the same data protection laws as in your home country. If we transfer your Personal Data from the EEA to other countries, including the USA, we ensure that a similar degree of protection is provided to your Personal Data as within the EEA.

We may also limit the availability of the Services or any service or product described in the Services to any person or geographic area at any time.

DATA RETENTION

Our retention periods for personal data are based on business needs and legal requirements.  We retain personal data for as long as it necessary for the processing purpose(s) for which the personal data was collected, and any other permissible, related purpose.  For example, we retain certain transaction details and correspondences until the time limit for claims arising from the transaction has expired, or to comply with regulatory requirements regarding the retention of such data.

DATA SECURITY

We have implemented appropriate technical and organizational measures to secure the processing of personal data. These safeguards will vary depending on the sensitivity, format, location, amount, distribution and storage of the personal data, and include measures designed to keep personal data protected from unauthorized access.

We restrict access to personal data to personnel and third parties that require access to such information for legitimate, relevant business purposes.

All of our staff members, contractors and third parties who will have access to personal data on our instructions will be bound to confidentiality and we use access controls to limit access to individuals that require such access for the performance of their responsibilities and tasks.

We have information security policies in place and its security policies and systems are frequently audited.  We take the security of our IT infrastructure very seriously.

Although we take reasonable precautions to protect your personal information, we cannot guarantee the security of your personal information. Any transmission of personal information via the Internet and mobile platforms is not completely secure, and thus, any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures we provide.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Services, you are responsible for keeping this password confidential. You should not share your password with anyone.

CHANGES TO OUR POLICY

We may update our Policy from time to time. We will notify you about any material changes to this Privacy Policy by placing a notice on our Site. We encourage you to periodically check back and review this Policy so you are aware of any recent changes.